How do I start investing with little money?

You can start investing with as little as $100 using index funds, ETFs, or fractional shares through platforms like Robinhood or Fidelity. Begin with a diversified portfolio and consistently invest small amounts monthly.

What is the 50/30/20 budget rule?

The 50/30/20 rule allocates 50% of your after-tax income to needs (housing, food, utilities), 30% to wants (entertainment, dining out), and 20% to savings and debt repayment. It's a simple budgeting method ideal for beginners.

Should I invest in a 401k or IRA first?

First, contribute enough to your 401k to get the full employer match (free money). Then max out a Roth IRA for tax-free growth. Finally, return to max out your 401k if you have additional funds.

Get in Touch

Have a question, suggestion, or feedback? We'd love to hear from you

Send Us a Message

Email Us

For general inquiries and questions

info@cashsmartguide.com

Response Time

We aim to respond to all messages within 2-3 business days. For urgent accessibility issues, we respond within 24 hours.

Based in the USA

We're a US-based educational resource focused on helping Americans understand personal finance.

Quick Links

→ About CashSmartGuide → Browse All Articles → Accessibility Statement → Privacy Policy

Common Questions

Do you provide personal financial advice?

No, we provide educational content only. We are not licensed financial advisors. For personalized financial advice, please consult a qualified professional.

How can I suggest a topic for an article?

We'd love to hear your ideas! Use the contact form above and select "Content Suggestion" as the subject. Tell us what financial topics you'd like to learn about.

I found an error in an article. How do I report it?

Thank you for helping us maintain accuracy! Use the contact form and select "Report an Error." Include the article URL and details about the error.

Can I partner with or advertise on your site?

We're open to partnerships that align with our mission of financial education. Use the contact form and select "Partnership Inquiry" to discuss opportunities.

How can I report an accessibility issue?

We take accessibility seriously. Use the contact form and select "Accessibility Issue," or email us directly at accessibility@cashsmartguide.com. We'll respond within 24 hours.

Do you respond to every message?

Yes! We read and respond to every legitimate message we receive, typically within 2-3 business days. If you haven't heard back, please check your spam folder.